All members of the \u00d6sterreichischer Alpenverein who pay their membership fees for the current insurance period are insured. Non-fee-paying members such as children and young people without an income up to the max. age of 27, both of whose parents are mem- bers (or one of whose parents is a member in the case of single parents), are fully insured provided that they are registered with the association and therefore have a valid membership card. Members of the Alpenverein whose main place of residence is outside Austria or who are foreign nationals are also fully insured. In this case, the term \u201cabroad\u201d in the terms of insurance refers to the respective main place of residence.<\/p>\n\n\n\n