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Who is insured?

All members of the Österreichischer Alpenverein who pay their membership fees for the current insurance period are insured. Non-fee-paying members such as children and young people without an income up to the max. age of 27, both of whose parents are mem- bers (or one of whose parents is a member in the case of single parents), are fully insured provided that they are registered with the association and therefore have a valid membership card. Members of the Alpenverein whose main place of residence is outside Austria or who are foreign nationals are also fully insured. In this case, the term “abroad” in the terms of insurance refers to the respective main place of residence.

Main place of residence

A person’s main place of residence is generally established at the place where he/she settled with the intention of making it his/her centre of vital interests. If this material condition applies to multiple places of residence on overall consideration of a person’s professional, economic and social vital interests, they must refer to the place of residence to which they have primary proximity as their main place of residence.